TYPICAL CLIENTS

For Clients Over Age 65

The frustrations of Medicare are real and confusing. Where do you start and what is best for you? It is important to know your options. Whether is it Original Medicare and a Medicare Supplement, or if it is a Medicare Advantage plan. If you or your spouse are turning 65 or currently on Medicare, reviewing your options can be overwhelming. No Nonsense Insurance and Retirement is here to guide you through the process!

For Clients Under Age 65

The frustrations of rising premiums, reduction of benefits, and limited networks to doctors and hospitals often impacts small business owners and self-employed individuals more than any other population. If you or your family are looking to purchase a new health insurance plan or review your existing plan. No Nonsense Insurance and Retirement is here to guide you through the process.

IRA & Estate Protection

The frustrations of Retirement are real and confusing. Where do you start and what is best for you? It is important to know your options. We don't want you to be worried about running out of money. So making your nest egg last as long as possible is very important. We help you plan in many areas, from your 401k, IRA, Social Security, Roth 401k, Estate Protection, and more. No Nonsense Insurance and Retirement is here to guide you through the process!

Turning 65

Individuals and/or Spouses already on Medicare

Medicare Supplements (Medigap plans)

Medicare Advantages Clients

Medicare Drug Plans (Part D)

Long Term Care Insurance Needs

Life Insurance/Annuities

Financial Advisors(Great Referral Partners)

No Nonsense Insurance and Retirement Over 65 services are most effective for people who have one or more of the following:  

• Turning 65  
• Raising premiums on your current plan  
• Drug Plan Questions
• Medicare Advantage Questions 
• Leaving your job and need to start your Medicare fully
• Losing Money in the Market
• Not sure what to do with your 401k when retiring

Life Insurance

The frustrations with buying Life Insurance! Oh there are many! Purchasing Life Insurance can be confusing. From Term Life, to Whole Life, to Universal Life, to Final Expense Policies. Where do you start and what is best for you? It is important to know your options. We don't want you to make the wrong step. We help you plan and determine what is best for you. No Nonsense Insurance and Retirement is here to guide you through the process!

Individuals and Families

Small Business Owners/Self Employed Individuals

Realtors

1099 Contractors

Spouses of Teachers

Personal Trainers

Employees of small Businesses 

Insurance Agents/CPA's(Great Referral Partners)is area

No Nonsense Insurance and Retirement Under age 65 services are most effective for people who have one or more of the following:  

• Make a Decent Income  
• Fairly Healthy  
• Paying High Insurance Premiums either through the ACA/Obama Care or your job
• Currently have an ACA/Obama Care Plan or another plan outside of the ACA/Obama Care 
• Have clients in the financial or insurance industry